I often hear people justify their purchases with the mindset that they will always have debt, so why not buy the (insert item here - shoes, dress, trip, etc.). Debt is still troublesome for many people when it comes to what can be deemed as “unnecessary” purchases.
That is why I felt it so important to write a post about how to both approach debt repayment and budget better using your planner. I am not an expert by any means, but I wanted to share my methods in the hope that it would be helpful to you in your journey to a debt free life.
If you had told me before my son was born that I would be obsessed with my day planner, that I would be purchasing stickers and decorative tape and fancy pens to decorate said day planner with, I would have thought you were crazy. Now, I’m the crazy one. Crazy for all of the aforementioned planning supplies.